id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id bernerland:aktionaerssparkonto:credit,bernerland:aktionaerssparkonto,bernerland,credit,0.1,0.0,100000.0,,CHF,2026-05-28,2026-02-01,"Aktionaerssparkonto Vorzugszins: 0.10% bis CHF 100'000, 0% darueber.",