id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
bernerland:sparkonto25:credit,bernerland:sparkonto25,bernerland,credit,0.25,0.0,25000.0,,CHF,2026-05-28,2026-02-01,"Sparkonto25 fuer Jugendliche: 0.25% bis CHF 25'000, 0% darueber.",