id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
bernerland:sparkonto60:credit,bernerland:sparkonto60,bernerland,credit,0.0,,,,CHF,2026-05-28,2026-02-01,"Sparkonto60 (Senioren): 0% bis CHF 100'000, 0% darueber.",