id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
bernerland:sparkonto_1:credit,bernerland:sparkonto_1,bernerland,credit,0.2,0.0,250000.0,,CHF,2026-05-28,2026-02-01,"Sparkonto 1: 0.20% bis CHF 250'000, 0% darueber. Hoechster Sparzins.",