id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id biene:hypothek:debit_indicative,biene:hypothek,biene,mortgage_rate,,,,,CHF,2026-06-03,2026-04-22,"Atom #275 mortgage-gated sub-pattern. Festhypothek/Variable/SARON/Baukredit alle ""auf Anfrage"" per Aktuelle-Zinssaetze-Seite.",