id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
biene:privatkonto:credit,biene:privatkonto,biene,credit,0.0,,,,CHF,2026-06-03,2026-04-22,"Privatkonto Verzinsung 0.000% (Aktuelle Zinssaetze Firmenkunden-Seite confirms this is sister-product treatment; Privatkonto-Factsheet says ""Zinssatz gemaess Webseite"").",