id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id blkb:zukunftskonto:credit,blkb:zukunftskonto,blkb,credit,0.0,,,,CHF,2026-04-08,,"Kundenzins 0.000%, Waldprojekt-Beitrag 0.100%",