id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id bs_bank_schaffhausen:sparkonto_top:rate_t1,bs_bank_schaffhausen:sparkonto_top,bs_bank_schaffhausen,credit,0.25,0.0,100000.0,,CHF,2026-06-05,2026-01-01,bis CHF 100k inkl. Bonus, bs_bank_schaffhausen:sparkonto_top:rate_t2,bs_bank_schaffhausen:sparkonto_top,bs_bank_schaffhausen,credit,0.1,100000.0,,,CHF,2026-06-05,2026-01-01,darueber,