id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
bskb:bildungplus:credit:tier1,bskb:bildungplus,bskb,credit,0.4,,20000.0,,CHF,2026-04-08,,,
bskb:bildungplus:credit:tier2,bskb:bildungplus,bskb,credit,0.2,20000.0,,,CHF,2026-04-08,,,