id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id bskb:jugendsparkonto:credit:tier1,bskb:jugendsparkonto,bskb,credit,0.7,,20000.0,,CHF,2026-04-08,,, bskb:jugendsparkonto:credit:tier2,bskb:jugendsparkonto,bskb,credit,0.35,20000.0,,,CHF,2026-04-08,,,