id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id bskb:mieterspar:credit:tier1,bskb:mieterspar,bskb,credit,0.05,,50000.0,,CHF,2026-04-08,,, bskb:mieterspar:credit:tier2,bskb:mieterspar,bskb,credit,0.0,50000.0,,,CHF,2026-04-08,,,