id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id bskb:privatkonto:credit,bskb:privatkonto,bskb,credit,0.0,,,,CHF,2026-04-08,,, bskb:privatkonto:debit,bskb:privatkonto,bskb,overdraft,12.0,,,,CHF,2026-04-08,,,