id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id bskb:sparkonto_business_paket:rate,bskb:sparkonto_business_paket,bskb,credit,0.05,,,,CHF,2026-06-03,2026-01-01,Bundled-Sparkonto 2x Rate-Boost.,