id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id ce_chermignon:compte_senior:credit:2025-02,ce_chermignon:compte_senior,ce_chermignon,credit,0.3,,,,CHF,2026-06-09,2025-02-01,Compte senior. Same rate as compte épargne — no senior bonus at CECM (contrast: CEN 0.30% vs 0.20% nominatif). Was 0.50% under prior schedule.,