id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id ce_nyon:epargne_jeunesse:credit,ce_nyon:epargne_jeunesse,ce_nyon,credit,1.0,,,,CHF,2026-06-02,2025-10-01,"Youth tier, taux élevé. Jusqu'à CHF 500000.",