id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
ce_riviera:current_account:credit,ce_riviera:current_account,ce_riviera,credit,0.1,,,,CHF,2026-02-01,2026-02-01,"Compte privé (stub legacy product, BPG-anchored). Taux 0.1%.",