id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
,ce_riviera:epargne_immeuble,ce_riviera,savings,,,,,CHF,2026-06-09,2024-08-01,"Compte epargne immeuble (real-estate savings, no cash withdrawal allowed) — taux sur demande.",