id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id ce_riviera:epargne_placement:tier1,ce_riviera:epargne_placement,ce_riviera,credit,1.0,0.0,50000.0,,CHF,2026-02-01,2026-02-01,Compte epargne placement (long terme). Tier 0-CHF 50000: 1%., ce_riviera:epargne_placement:tier2,ce_riviera:epargne_placement,ce_riviera,credit,0.25,50000.0,,,CHF,2026-02-01,2026-02-01,Au-dela CHF 50000: 0.25%.,