id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id cembra:barkredit_plus:debit,cembra:barkredit_plus,cembra,consumer_credit,,,,,CHF,2026-05-28,2023-09-01,Effektiver Vertragszins. Bonitaetsabhaengig.,