id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id cic:kontokorrent_private:credit,cic:kontokorrent_private,cic,credit,0.0,,,,CHF,2026-05-30,2025-11-12,Kontokorrent privat., cic:kontokorrent_private:overdraft,cic:kontokorrent_private,cic,overdraft,9.0,,,,CHF,2026-05-30,2025-11-12,"Verzugszins fuer Bezuege ueber Kreditlimite, plus 0.25% Kreditkommission pro Quartal auf hoechstem Debet.",