id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id cic:privatkonto:credit_chf,cic:privatkonto,cic,credit,0.03,,,,CHF,2026-05-30,2025-11-12,Privatkonto CHF. Verzinsungslimite 0.00% ab CHF 2.5M Saldo., cic:privatkonto:credit_eur,cic:privatkonto,cic,credit,0.0,,,,EUR,2026-05-30,2025-11-12,Privatkonto EUR., cic:privatkonto:credit_usd,cic:privatkonto,cic,credit,0.0,,,,USD,2026-05-30,2025-11-12,Privatkonto USD., cic:privatkonto:overdraft,cic:privatkonto,cic,overdraft,9.0,,,,CHF,2026-05-30,2025-11-12,"Sollzins bei Kontoueberschreitungen CHF 9.00%. EUR 8.50%, GBP+USD 8.00%.",