id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id cic:sparkonto:credit,cic:sparkonto,cic,credit,0.2,,,,CHF,2026-05-30,2025-11-12,Sparkonto CHF. Hoeher als Standard-Sparkonti vieler Cantonal-Banken.,