id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
cler:baukredit:debit,cler:baukredit,cler,mortgage_rate,3.0,,,,CHF,2026-05-23,2026-04-16,Plus 0.25% Kommission,