id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id cler:supercard_hypothek:debit:1y,cler:supercard_hypothek,cler,mortgage_rate,1.28,,,12,CHF,2026-05-23,2026-04-16,Inkl. -0.2% Superpunkte-Rabatt; weitere -0.1% bei Vermoegen >= 100 000 CHF, cler:supercard_hypothek:debit:2y,cler:supercard_hypothek,cler,mortgage_rate,1.31,,,24,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:3y,cler:supercard_hypothek,cler,mortgage_rate,1.4,,,36,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:4y,cler:supercard_hypothek,cler,mortgage_rate,1.46,,,48,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:5y,cler:supercard_hypothek,cler,mortgage_rate,1.52,,,60,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:6y,cler:supercard_hypothek,cler,mortgage_rate,1.57,,,72,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:7y,cler:supercard_hypothek,cler,mortgage_rate,1.62,,,84,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:8y,cler:supercard_hypothek,cler,mortgage_rate,1.66,,,96,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:9y,cler:supercard_hypothek,cler,mortgage_rate,1.72,,,108,CHF,2026-05-23,2026-04-16,, cler:supercard_hypothek:debit:10y,cler:supercard_hypothek,cler,mortgage_rate,1.76,,,120,CHF,2026-05-23,2026-04-16,,