id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
cler:variable_hypothek:debit,cler:variable_hypothek,cler,mortgage_rate,3.0,,,,CHF,2026-05-23,2026-04-16,"Unbeschraenkte Laufzeit, kurzfristig kuendbar",