id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
cler:vorsorgekonto_3:credit:solo,cler:vorsorgekonto_3,cler,credit,0.2,,,,CHF,2026-05-23,2026-04-01,Einzelkonto,
cler:vorsorgekonto_3:credit:paket,cler:vorsorgekonto_3,cler,credit,0.25,,,,CHF,2026-05-23,2026-04-01,Im Rahmen eines Bankpakets fuer Privatkunden,