id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
clientis_oberaargau:geschenksparkonto:credit_tier1,clientis_oberaargau:geschenksparkonto,clientis_oberaargau,credit,0.25,0.0,30000.0,,CHF,2026-06-03,2026-04-22,Geschenksparkonto bis CHF 30k,
clientis_oberaargau:geschenksparkonto:credit_tier2,clientis_oberaargau:geschenksparkonto,clientis_oberaargau,credit,0.1,30000.0,,,CHF,2026-06-03,2026-04-22,Geschenksparkonto ueber CHF 30k,