id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
clientis_oberaargau:sparkonto_top:credit,clientis_oberaargau:sparkonto_top,clientis_oberaargau,credit,0.25,5000.0,,,CHF,2026-06-03,2026-04-22,Sparkonto Top — Mindestguthaben CHF 5000,