id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
clientis_thal:sparkonto18:credit:tier1,clientis_thal:sparkonto18,clientis_thal,credit,0.25,0.0,10000.0,,CHF,2026-07-14,2026-07-01,Bis CHF 10'000.,
clientis_thal:sparkonto18:credit:tier2,clientis_thal:sparkonto18,clientis_thal,credit,0.05,10000.0,,,CHF,2026-07-14,2026-07-01,Ueber CHF 10'000.,