id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id clientis_thal:sparkonto_top:credit:tier1,clientis_thal:sparkonto_top,clientis_thal,credit,0.15,0.0,250000.0,,CHF,2026-07-14,2026-07-01,Bis CHF 250'000., clientis_thal:sparkonto_top:credit:tier2,clientis_thal:sparkonto_top,clientis_thal,credit,0.1,250000.0,,,CHF,2026-07-14,2026-07-01,Ueber CHF 250'000.,