id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
clientis_toggenburg:geschenksparkonto:credit:tier1,clientis_toggenburg:geschenksparkonto,clientis_toggenburg,credit,0.2,0.0,20000.0,,CHF,2026-07-14,2026-07-01,Bis CHF 20'000.,
clientis_toggenburg:geschenksparkonto:credit:tier2,clientis_toggenburg:geschenksparkonto,clientis_toggenburg,credit,0.1,20000.0,,,CHF,2026-07-14,2026-07-01,Ueber CHF 20'000.,