id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id ek_affoltern:sparkonto:credit,ek_affoltern:sparkonto,ek_affoltern,credit,0.05,,,,CHF,2026-05-30,2025-12-01,Sparkonto Standard.,