id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id ek_rueggisberg:sparkonto:credit,ek_rueggisberg:sparkonto,ek_rueggisberg,credit,0.1,,,,CHF,2026-06-03,2026-04-22,Sparkonto Standard,