id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
ek_rueggisberg:variable_hypothek:onrequest,ek_rueggisberg:variable_hypothek,ek_rueggisberg,mortgage_rate,,,,,CHF,2026-06-03,2026-04-22,"Variable Hypothek ""auf Anfrage"" (atom #275 mortgage-gated sub-pattern).",