id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
ek_schaffhausen:festhypothek:debit_floor,ek_schaffhausen:festhypothek,ek_schaffhausen,mortgage_rate,1.5,,,,CHF,2026-06-01,2026-06-01,"Unterer Festhypothek-Tier (kurze Laufzeit). Published range 1.50-2.00% for 2-10yr terms (self-occupied property). Atom #258 counter-example: EKSH publishes Hypothek-Range directly, unlike most cantonals.",
ek_schaffhausen:festhypothek:debit_ceiling,ek_schaffhausen:festhypothek,ek_schaffhausen,mortgage_rate,2.0,,,,CHF,2026-06-01,2026-06-01,Oberer Festhypothek-Tier (lange Laufzeit). Published range 1.50-2.00% for 2-10yr terms.,