id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id ek_schaffhausen:sparkonto18_25:credit_t1,ek_schaffhausen:sparkonto18_25,ek_schaffhausen,credit,0.4,,50000.0,,CHF,2026-06-01,2026-06-01,bis CHF 50000, ek_schaffhausen:sparkonto18_25:credit_t2,ek_schaffhausen:sparkonto18_25,ek_schaffhausen,credit,0.1,50000.0,,,CHF,2026-06-01,2026-06-01,,