id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id eki:edelmetall_depot:credit,eki:edelmetall_depot,eki,credit,,,,,CHF,2026-05-28,2026-01-01,"Edelmetalldepot: keine Verzinsung (Verwahrkonto, 0.30% Kontofuehrungsgebuehr).",