id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id eki:sparkonto:credit,eki:sparkonto,eki,credit,0.1,,,,CHF,2026-05-28,2026-01-01,Standard Sparkonto: 0.10%. CHF 10'000/Jahr frei; darueber 365 Tage Kuendigungsfrist.,