id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id frkb:bonus_sparkonto:credit:tier1,frkb:bonus_sparkonto,frkb,credit,0.2,,25000.0,,CHF,2025-08-15,2025-08-15,, frkb:bonus_sparkonto:credit:tier2,frkb:bonus_sparkonto,frkb,credit,0.1,25000.0,100000.0,,CHF,2025-08-15,2025-08-15,, frkb:bonus_sparkonto:credit:tier3,frkb:bonus_sparkonto,frkb,credit,0.0,100000.0,,,CHF,2025-08-15,2025-08-15,,