id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
frkb:geschenksparkonto:credit:tier1,frkb:geschenksparkonto,frkb,credit,0.2,,20000.0,,CHF,2025-08-15,2025-08-15,,
frkb:geschenksparkonto:credit:tier2,frkb:geschenksparkonto,frkb,credit,0.0,20000.0,,,CHF,2025-08-15,2025-08-15,,