id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id frkb:hypothek:on_request,frkb:hypothek,frkb,mortgage_rate,,,,,CHF,2026-08-04,2026-07-01,"Hypotheque generale — taux specifique selon modele (fixe/SARON/variable) et profil client, sur demande.",