id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id frkb:placement_fiduciaire:on_request,frkb:placement_fiduciaire,frkb,credit,,,,,CHF,2026-08-04,2026-07-01,"Placement fiduciaire — taux sur demande (marche interbancaire, negociation individuelle).",