id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
gekb:fiduciaire_48h:credit,gekb:fiduciaire_48h,gekb,credit,,,,,CHF,2026-07-08,2026-06-12,"Depot fiduciaire 48h — taux selon marche monetaire, sur demande",