id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
grb:geschenksparkonto:credit_bis20k,grb:geschenksparkonto,grb,credit,0.5,,20000.0,,CHF,2026-06-02,2026-01-01,"Geschenksparkonto 0.500% bis CHF 20000, dann 0%.",