id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id grb:privatkonto:credit,grb:privatkonto,grb,credit,0.0,,,,CHF,2026-06-02,2026-01-01,Privatkonto Zinssatz 0.000%. Atom #275a 5th instance: small CH Sparkasse publishes savings/deposit schedule statically.,