id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id
grkb:sparpyramide:credit:stufe1,grkb:sparpyramide,grkb,credit,0.05,,500000.0,,CHF,2026-05-31,2025-09-01,Stufe 1 (Startzins); jedes Kalenderjahr ohne Bezug fuehrt in naechste Stufe,
grkb:sparpyramide:credit:stufe2,grkb:sparpyramide,grkb,credit,0.1,,500000.0,,CHF,2026-05-31,2025-09-01,Stufe 2,
grkb:sparpyramide:credit:stufe3,grkb:sparpyramide,grkb,credit,0.125,,500000.0,,CHF,2026-05-31,2025-09-01,Stufe 3,
grkb:sparpyramide:credit:stufe4,grkb:sparpyramide,grkb,credit,0.15,,500000.0,,CHF,2026-05-31,2025-09-01,Stufe 4 (Max-Bonus; bis CHF 50000/Jahr Bezug ohne Stufenverlust),
grkb:sparpyramide:credit:cap,grkb:sparpyramide,grkb,credit,0.01,500000.0,,,CHF,2026-05-31,2025-09-01,Ab CHF 500000 Verzinsung analog Sparkonto,