id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id hbl:metallkonto:rate,hbl:metallkonto,hbl,credit,0.0,,,,CHF,2026-06-03,2025-03-01,Edelmetallkonten werden nicht verzinst (Standardpraxis CH).,