id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id leerau:sparkonto_top:credit,leerau:sparkonto_top,leerau,credit,0.05,10000.0,,,CHF,2026-05-30,2026-01-01,Sparkonto TOP: 0.050% ab CHF 10'000 Mindesteinlage.,