id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id leman:point_epargne_jeunesse:onrequest,leman:point_epargne_jeunesse,leman,credit,,,,,CHF,2026-06-03,2026-01-01,Point Epargne Jeunesse Verzinsung in Brochure tarifaire (Comptes rémunérés). Placeholder.,