id,product_id,bank_id,rate_type,rate,tier_floor,tier_ceiling,tenor_months,currency,snapshot_date,valid_from,note,source_document_id lgt:sparkonto:credit:t1,lgt:sparkonto,lgt,credit,0.1,,50000.0,,CHF,2026-08-02,2025-07-01,"bis CHF 50000. In EUR 0.500%, in USD 1.000% fuer gleiche Tier.", lgt:sparkonto:credit:t2,lgt:sparkonto,lgt,credit,0.05,50000.0,250000.0,,CHF,2026-08-02,2025-07-01,bis CHF 250000., lgt:sparkonto:credit:t3,lgt:sparkonto,lgt,credit,0.0,250000.0,,,CHF,2026-08-02,2025-07-01,ab CHF 250000.,